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Personal Insurance

Since 1939, Brown & Brown has been a leading specialist in personal insurance.

Our commitment to understanding the individual, unique needs of our customers sets us apart from other insurance companies. Likewise, it allows us to provide top-notch consultation in all lines of personal insurance, from home and auto to life and disability.

Personalizing Your Lines

It is our ongoing mission at Brown & Brown of WA Inc. – Tacoma to provide precise and thorough expertise in each specific line of insurance you hold with us.

We understand the importance of service, and pride ourselves on our ability to offer you the best of both worlds: the security of a large company and the satisfaction of sharing a communicative relationship with your agent.

Tailoring an insurance plan to a customers’ specific needs is what we do best. Our experienced, licensed professionals will provide you with a comparative analysis to help you make the best possible decisions when obtaining insurance.

Our company partners include some of the world’s most respected insurance names, including: Chubb, Pure, Safeco, Travelers, Encompass, Hagerty, Mutual of Enumclaw, Allied, and Unigard Insurance.

We’ve Got You Covered

Auto Insurance
  • Are you paying more for lower liability limits?
  • When was the last time your agent reviewed your policy for discounts?
  • Do you know what your insurance score is, and how it impacts your rates?
Home, Condo, & Rental Property Insurance
  • Does your current homeowners policy have extended replacement or guaranteed replacement?
  • Does your condo policy have blanket coverage or sub-limits? Do you know which option is better?
  • Do you understand your home/condo insurance policy limits, such as loss of use?
  • How does your property insurance policy cover water/sewer back up issues?
  • Did you know that insuring for the value of your mortgage can be a huge risk to your financial wellbeing?
Motorcycle, ATV, & Watercraft
  • How will your recreational item be replaced in a claim?
  • Are you with the right insurance company? Did you know there are insurers who specialize in recreational items?
  • Are you adequately protecting yourself by including medical payments and uninsured/underinsured coverage?
Yachts & Wooden Boats
  • Are you having a difficult time finding coverage for your antique boat or yacht?
  • Did you know you need special insurance if you decide to live aboard?
Flood & Earthquake Insurance
  • Did you know that floods can happen even outside of high risk flood zones?
  • Did you know that you can purchase flood insurance even if your lender doesn’t require it?
  • Have you checked pricing on earthquake insurance lately?
  • Do you understand how earthquake deductibles are defined in a claim?
Personal Liability (up to $50 million)
  • When was the last time you assessed your liability limits?
  • Did you know that most household’s liability exposure changes every year?
  • Do you understand your liability limits and how they can affect future earnings?
  • Are you limited to $2-$3million on your current personal umbrella policy? Would you like more coverage?
Personal Collectibles (jewelry & fine art)
  • Did you know that jewelry and fine art is usually limited to an aggregate of $1,500 – $3,000 on a standard home insurance policy?
  • Did you know you don’t always need appraisals to insure your jewelry and fine art?
  • Have you ever lost a piece of jewelry? Did you know that mysterious disappearance is a covered peril on scheduled jewelry riders?
Individual Life & Disability Insurance
  • Do you know how your family’s income would change should you become permanently disabled?
  • When was the last time you reviewed your group disability benefits? Do you know what your elimination period is?
  • When was the last time you considered buying life insurance?
  • Did you know group life insurance is terminated if you change employers? Did you know most group life insurance terminates at retirement?

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    Natalie Peters

    Personal Insurance Producer

    Natalie is a Personal Lines Sales Executive with Brown & Brown of WA Inc. – Tacoma. Natalie is a licensed broker in the Personal Lines Dep...