The commercial insurance landscape is complex and ever-changing.
In addition to the ever-evolving insurance market, the very sources of risk itself continue to shift as larger trends emerge in business practices and regulations . Identifying how all of these factors affect your organization and responding with the right insurance program and risk management methods is critical to guaranteeing the success of your organization into the future. Your team at Brown & Brown is ready to accomplish this. We come uniquely equipped with extensive insurance expertise and a wide array of value-added services and risk management tools.
It is our ongoing mission at Brown & Brown of WA Inc. – Tacoma to provide precise and thorough expertise in each specific line of insurance you hold with us.
As the sixth-largest insurance intermediary in the United States, Brown & Brown has a wealth of experience across the industry spectrum and the resources and clout of a top-tier brokerage. However, we operate on a decentralized model where every local team can tailor our approach and services to best serve our customers. Your Brown & Brown Tacoma team is committed to providing the highest-level personal service while mobilizing the power of Brown & Brown to deliver superior results and creative solutions.
Our sole focus is achieving results for our customers. We seek to reduce our customers’ cost of risk, secure the best protection available, and provide services that minimize losses and save our customers time. We believe the role of a broker is to serve as a constant advocate and advisor, not to simply transact a policy each year.
We believe that it is only by being consistently engaged with our customers that we will come to truly understand their operations and be able to refine their insurance portfolio and risk management programs to optimal levels. Every organization is different, and we seek first to discover and understand our customers’ operations before recommending products and solutions rather than promoting a specific product or employing a one-size-fits-all approach.
Brown & Brown Tacoma is a dynamic enterprise positioned for growth. If you are not already a customer, we would love to meet you and discover how we can help your organization take control of your cost of risk. Our team of experts is eager to assist you.
These policies provide coverage for bodily injury and property damage arising out of your business operations.
These policies provide higher limits of liability for organizations with greater exposure to loss or contractual requirements to meet.
These policies provide coverage for bodily injury and property damage arising out of the use of your vehicles.
These policies provide coverage for bodily injury and property damage arising out of the use of vehicles by for-hire fleet operators.
These policies provide specialized coverage for businesses in the automobile sales and service industry.
These policies provide coverage for your real property, personal property and the interruption of operations that result from loss of or damage to the same.
Also known as Errors & Omissions Liability (E&O). These policies provide coverage for types of loss and damages outside the coverage of traditional general liability for claims alleging damages beyond property damage and bodily injury.
Includes: Directors & Officers, Employment Practices, and Fiduciary Liability. These policies provide coverage for the decisions and actions taken in managing your organization, dealing with employees, and fulfilling your fiduciary duties when sponsoring employee benefit plans.
These policies are designed for owners of goods in transit, regardless of whether those goods are transported in owned or un-owned vehicles.
These policies cover a variety of property types traditionally not covered on a property policy. This includes items that travel away from your location.
Cargo policies can be written to apply to any type of conveyance, be it motor truck, rail, ship, or plane. These policies cover organizations that move property owned by others.
While a property policy covers the theft of covered personal property, restrictive conditions make it inadequate in protecting against many criminal activities. Crime policies are designed to address these shortcomings.
Cyber liability covers suits, internal investigations, regulatory penalties, and business interruptions resulting from a breach of private information.
These policies cover the liability from operating aircraft, including the potential loss of these valuable assets.
These policies cover the liability from operating watercraft (i.e. Protection & Indemnity), as well as the potential loss of these vessels (Hull).
Conducting business and travelling to places under foreign jurisdiction present unique risks. These policies extend coverage outside of the U.S. and include coverage for concerns unique to foreign operations.
These policies provide funds to respond to, and even pay for, ransom demands for kidnapped members of your organization.
Credit insurance covers loss from uncollectable receivables and can be an important tool in dealing with international receivables or freeing up liabilities on your balance sheet.
Workers’ Compensation is a significant cost for every business. The U.S. is a patchwork of state workers’ compensation systems. Controlling rates and properly structuring coverage is critical, especially for businesses with a footprint in more than one state. Learn more here.
This realm of workers’ compensation offers coverage for workers operating on or along navigable waters. There are important differences in this federal statute that present potential coverage gaps and significant additional costs for organizations. We can also provide coverage for seamen subject to the Jones Act.
Surety bonds provide financial guarantees for bidding, performance of contract, fidelity, and a variety of other obligations.
Professional. Good relationship with insurance carrier. Excellent communication.”
Our account reps are very good communicators and our Account Executive is knowledgeable and experienced enough to give us good advice to make changes, etc. and saves us $$$.”
I felt [your team] was extremely competent in guiding us through this last renewal and benefit carrier change. Your account manager is always on top of it!”
Thank you for being persistent. I really appreciate how helpful everyone at Brown & Brown has been. You guys are great.”
I am truly amazed at the turnaround. With our previous agent, it took weeks and months to get feedback...which, as you know, doesn't work in our organization!”
I have always been able to get prompt answers to any question. Our working relationship has always been good. You also make our insurance selection process painless and keep us well-informed.”
Good mix of representing our interests and bringing us together with carriers. Friendly, responsive, hardworking services to best help employees and families. Good research on best coverage alternatives. You always communicate enough information to help us make decisions.”
A+! You guys are extremely happy, especially with having to do such unique things. You always come to the table and pull rabbits out of your hats!”
Property & Casualty Consultant
Andy is a Property & Casualty Insurance Broker and Workers’ Compensation Consultant at Brown & Brown of WA Inc. – Tacoma. Along with the...
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Property & Casualty Consultant
Andy is a Property & Casualty Insurance Broker and Workers’ Compensation Consultant at Brown & Brown of WA Inc. – Tacoma. Along with the Property & Casualty team, Andy works as a broker, helping businesses craft effective insurance programs. He also spearheads the Tacoma office’s Workers’ Compensation practice area.
Collector car clubs are a great way to showcase your prized antique vehicle(s). Brown & Brown understands that hobbyists hold their collector cars in the highest esteem, in many cases showering them with care and attention in the form of endless hours of labor, costly enhancements, and comprehensive detailing. Insuring these vehicles is equally as important for collectors, since most insurance policies utilize “
High net worth customers have special needs, which is why they elect to work with certified wealth mangers who are knowledgeable in managing large portfolios. These same customers may not be aware of the significance of having a private customer insurance advisor who specializes in insuring their high value assets. High net worth insurance caters to an affluent demographic with unique needs surrounding jewelry and fine art collections, high value homes (homes over $500,000 in replacement value), expensive vehicles, sports cars, wine collections, heightened overall liability exposure, coverage for chaired nonprofit positions, cyber fraud and liability issues…etc.
Brown and Brown offers exclusive services to Loan Officers and Mortgage Advisors by consulting with their home buyers and finding the most comprehensive coverage at the lowest cost. We recognize the importance of meeting deadlines in the process of purchasing or refinancing a home, and we are sensitive to the fact that outstanding insurance requirements can cause delays.
Settling on a plan design that fits your budget is a tactical move, but it is not a strategy. Our first step at Brown & Brown is always to work with our customers to help them articulate their immediate AND long-term goals. Once we know and understand a customer’s goals, we work to design a multi-year strategy that meets every one of those goals.
Businesses that value their employees need the power and expertise of stellar Human Resources representatives.
No one has to tell an employer in today’s market that the costs associated with their pharmacy program are on the rise with no silver bullet in sight to correct that trajectory. While that is certainly true for the overall market, we have solutions to increase transparency and minimize those costs for our customers.
To properly identify the risks driving your company’s healthcare expenses, it’s important to conduct a holistic review of your company profile. Your Brown & Brown representatives will ensure that this review is carried out with the utmost care and consideration. The data we compile will directly shape your benefits plan, and it can also help us determine targeted strategies to reduce risk for your particular business.
Whether you’re dipping your toes into workplace wellness or you’re ready to dive in and create a culture of wellness in your organization, the NWFA Trust is here to help.
There are several regulations governing employee benefit plans, many of which are extremely complex.
Informed employees make smart consumers. Smart consumers make smart choices that can save you money when it comes to their medical, dental and vision care.
Your employees’ ability to perform at their peak depends upon a number of factors. Regardless, the wellbeing of your employees will always directly affect your organization’s bottom line.
Answering employee benefits questions is time-consuming. Researching information, following up on claims issues and helping people understand their benefits can eat up hours of your week. Think of the NWFA Trust as an extension of your HR Department.
With the NWFA Trust, we can guarantee:
There are many factors to employee success in the workplace. Ambition, tact, and creativity can increase an employee’s value in an organization. But engagement—on the whole—may be the most important factor of all because it is owned and internalized by each individual. This means engaged employees want to succeed, which, in turn, furthers the organization’s success.
Client portal. Client Portal enables your organization to do business when and where it is convenient for you. Client portals simplify the process of verifying coverages, printing ID cards, and managing Certificates of Insurance. You can even upload or download documents through a secure portal.
For most employees, the more choice the better! A customized voluntary benefits program designed to augment the more traditional employer’s selected offerings gives your employees the ability to design an overall benefit program that more specifically addresses their needs and budget.